Bucket Budget Studio · Excel + Google Sheets budget planner
You get paid every other Friday. Rent, insurance and subscriptions come out monthly, quarterly or once a year. The Bucket Budget Planner turns all of it into a clear amount per week and per paycheck, so you see what belongs in each bucket before the money moves.
Get the Bucket Budget Planner$17 · one payment · instant access
Most budgets fail for the same boring reason: the money comes in on one schedule and the bills leave on another.
Your bills, sorted into buckets, each one with its own weekly amount.
Same paycheck. Same bills. The only difference is that this time every bill has a bucket, and every bucket has a number.
Show me my numbers$17 · instant access · 365-day guaranteeNo course to watch and nothing to install. Grab your last paystub and a few bills, and start typing.
Right after checkout you download the planner and open it in Excel, or import it into Google Sheets (File → Import, takes a minute). The web app is already waiting in your members area.
On the Setup tab you add your pay schedule (up to 10 income sources, with a mode for variable or low income). On the Buckets tab you list each bill and how often it is due. 61 bucket rows are ready for your bills.
The Dashboard shows each bucket per week, per paycheck, per month and per year, with a chart. The Monthly Tracker is there when you want to log what you actually spend.
That is the whole idea behind bucket budgeting: stop thinking in “monthly” and “yearly” and start thinking in the same unit as your paycheck.
| Bill | Per week | Per paycheck |
|---|---|---|
| Rent$1,450 · monthly | $334.62 | $669.23 |
| Internet$65 · monthly | $15.00 | $30.00 |
| Car insurance$640 · quarterly | $49.23 | $98.46 |
| Holiday gifts$480 · yearly | $9.23 | $18.46 |
Once you see the yearly bills as a small weekly amount, they stop being surprises. You are not guessing. You are looking at a number the sheet already calculated, bucket by bucket, paycheck by paycheck.
A free template, one more Etsy sheet, another app. Here is where each one stops.
| Free template | Single Etsy sheet | Bucket Budget Planner | |
|---|---|---|---|
| Price | $0 | about $5–$15 each | $17 once |
| Weekly, biweekly, monthly, quarterly and annual bills converted for you | ⚠ | ⚠ | ✓ |
| Amount per paycheck for every bucket | ✗ | ⚠ | ✓ |
| Variable and low-income mode | ✗ | ✗ | ✓ |
| Guide, checklist, calendar and 8 bonus tools | ✗ | ⚠ | ✓ |
| Web app for your phone | ✗ | ✗ | ✓ |
| One payment, no subscription | ✓ | ✓ | ✓ |
| 365-day guarantee | ✗ | ⚠ | ✓ |
⚠ = depends on the seller. Prices are typical, not a quote of any one shop.
Nine tools and three surprise gifts, all digital, all yours to keep. Total value $164, yours for $17. No shipping, no waiting.
A library of 154 ready-made bucket templates, 61 bucket rows for your own bills, 12 monthly trackers and a dashboard, in 19 tabs. Formulas already built, for weekly, biweekly, semi-monthly or monthly pay.
154 bucket templates · 61 active rows · 19 tabs · 12 months. Why it is here: it is the core, where every paycheck gets sorted.
Seven tools in one place: Bucket Budget with a donut chart, Sinking Funds, Annual Bills calendar, Paycheck Splitter, Savings Goals, Research and Community links. It runs in your browser.
7 tools. Why it is here: your plan on your phone, no spreadsheet app needed.
A short, plain-English walkthrough: what to type in each tab, in what order.
PDF guide. Why it is here: so you are set up in one sitting.
One budget for two incomes: who pays what, shared buckets and each person's share.
Excel. Why it is here: so a shared budget does not turn into an argument.
Snowball and avalanche side by side, with a payoff date for each debt.
Up to 15 debts. Why it is here: to see how fast each method gets you out.
Four versions of the weekly savings challenge, with a tracker for each.
4 versions. Why it is here: a simple way to build the savings habit.
Twelve printable months to mark every due date.
12 printable months. Why it is here: so no bill sneaks up on you.
A PDF with 120 practical ideas to lower everyday costs.
120 ideas. Why it is here: more money for your buckets.
A printable checklist for your first sit-down: what to gather, what to enter first and what to check on the Dashboard.
Printable. Why it is here: a page to repeat every few months.
A 38-page printable binder to keep your budget on paper.
38 pages. A surprise that unlocks inside your members area.
Plan holiday and gift spending before the season starts.
Printable. A surprise that unlocks inside your members area.
A printable to teach kids to split money into jars.
Printable. A surprise that unlocks inside your members area.
Want to go further? Two optional add-ons are offered at checkout, in the same file style:
These are the actual tabs, with example numbers. Yours will show your own bills.
Illustration of the three numbers you get. The screenshots below are the real tabs.
Counts taken from the files you download. No reviews shown: this is a new edition.
Made-up people, real arithmetic. This is the kind of weekly number the planner gives you.
Illustrative example — not a customer testimonial
Rent $1,450 a month, car insurance $640 a quarter, car registration $180 a year. Bucket by bucket: $334.62 + $49.23 + $3.46 = $387.31 per week, or $774.61 per paycheck. She sees the number before payday, including the bills that only show up once a year.
Rent $1,900, groceries $720 and internet + phone $160, all monthly. Together: $641.54 per week, so each partner sets aside $320.77 per week into the shared buckets and the rest stays their own.
Plans with a cautious $3,200 a month: that is $738.46 per week. Rent $1,100, health insurance $380 and software $240 a year add up to $346.15 per week in buckets, which leaves $392.31 a week to plan the rest. Any month above $3,200 is extra.
Illustrative example — not a customer testimonial. Numbers are for demonstration only and are not a promise of any result.
If you can type numbers into a table, you can use this.
Nine pieces worth $164 in total, plus three surprise gifts that unlock in your members area. Nothing to add to receive the full set.
Digital files only. Your link arrives right after payment. Nothing is shipped.
Secure checkout. Your card details are handled by Stripe.
Try it properly. Set it up, enter your bills, look at the Dashboard through a few paychecks. If it is not for you, send one email to [email protected] within 365 days and we refund your payment in full.
You keep your files either way. No forms, no calls, no hoops.
Your card statement will show SENSE APPS* MASTER MOD.
Try it risk-free$17 · 365-day guaranteeFair question. Here is the honest answer.
You do not need to be. The formulas are built, and the Quick-Start Guide tells you what goes in each tab. You type numbers, the sheet does the rest. Prefer your phone? The web app does the same conversion without a spreadsheet app.
The Setup tab has a variable and low-income mode, so you can plan with the smaller number and treat anything extra as a bonus.
Most budgets stop at the first annual bill or the first mismatch between payday and rent. This one starts there: every bill, at every frequency, in the same weekly unit.
No. One payment, and the files are yours. Nothing to cancel, nothing that expires.
Right after payment you download the planner from your members area and open the Excel file in Excel, or import it into Google Sheets (File → Import, about a minute). The Quick-Start Guide shows each click. Your web app and guide are in the same members area.
You need one of the two: Excel, or a free Google account to import the file into Google Sheets. The planner is an .xlsx file, so it opens in Excel as is. The web app needs neither.
Yes. Pick weekly, biweekly, semi-monthly or monthly pay on the Setup tab and every bucket is shown per paycheck. You can enter up to 10 income sources, and there is a mode for variable or low income.
Yes. The included web app is designed for phones. The planner file opens in the Excel or Google Sheets app (import it into Google Sheets first).
No. It is a single $17 payment. The two add-ons offered at checkout are optional and one-time as well.
No. It is an organizing tool: it does arithmetic on the numbers you enter. We are not financial advisors, and what you do with your money is your decision.
Your card statement will show SENSE APPS* MASTER MOD. That is us: Bucket Budget Studio bills through Sense Apps. Look for that name if you want to match the charge.
You have 365 days. Send one email to [email protected] and we refund your payment in full. You keep your files.
You can keep guessing where the paycheck goes, or you can open a sheet where every bill already has a number.
Your download link arrives right after payment.
Not financial advice. The Bucket Budget Planner is a digital organizing tool provided for informational and personal-use purposes only. It is not a substitute for professional financial, tax, legal or accounting advice, and we are not financial advisors. Example numbers on this page are illustrative. Your results depend on your own income, expenses and choices. Digital product: no physical item is shipped. Google Sheets is a trademark of Google LLC and Excel of Microsoft; we are not affiliated with either.